Do I Need A Driver's License To Register A Car

May 03, 2022

Whether or not you can buy a motorcar when you don't have a driver's license depends on a number of factors. For the most part, you shouldn't run into any problems – unless you program on financing it or registering the car. Fifty-fifty though you shouldn't run into whatsoever issues, every state of affairs is unique, and information technology generally helps to take a valid driver's license if you plan on buying a vehicle.

Can Yous Finance a Car Without a Driver's License?

Buying a Car When You Don't Have a Driver's License Buying a vehicle and financing one are 2 different things. As we mentioned earlier, you tin purchase a car without a driver's license, some lenders even accept a valid state ID. If yous plan on paying in cash, you don't demand a driver's license to buy a vehicle as long every bit yous're over the age of eighteen. In fact, you lot can even buy a car with a learner's allow. Merely you're going to see problems with registration and insurance.

To complete the machine financing procedure, you demand to title the vehicle and then get it registered. And this is where y'all might run across trouble if you don't have a valid commuter'southward license. When it's time to insure and register it, you're going to get stuck. You need a valid driver's license to get full coverage insurance for the car, and, in most states, you can't register a vehicle or buy license plates without insurance.

If you decide to pay in cash, y'all could title the machine in someone else'southward proper name who does have a commuter's license and they can register it. Go on in mind, though, that the vehicle doesn't legally belong to you at this point because your proper name isn't on the championship, and, until you get a driver's license, you can't legally drive it on public roads.

What if My License is Suspended?

A mutual question borrowers ofttimes ask is how having a suspended license affects buying a vehicle. It'southward possible to finance a motorcar with a suspended license, but information technology depends on the state you alive in. If you do end up getting approved for financing with a suspended license, be aware that you lot can't legally drive until your license is reinstated.

Waiting out the suspension isn't easy, only it's worthwhile in the end. Plus, this gives y'all ample time to bank check your credit reports and scores, practice some vehicle research, plan a budget, and save up for a down payment. You can read up on budgeting tips for an automobile loan hither.